Medicare


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There are two primary types of plans you can choose from when you are enrolling in a Medicare plan; Medicare Advantage Plans and Medicare Supplement Plans.

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You also have the choice of keeping original Medicare.

For all types of plans you must be enrolled in Medicare and if choosing a Medicare Advantage or Medicare Supplement Plan you must also be enrolled in Medicare Part B.

 

Medicare Advantage Plans
Medicare Supplement Plans
Availability
Available from October 15 –
December 7 during open enrollment
or during a special election period.
Available year round
Coverage Format
Most similar to HMO and PPO health
insurance
Most similar to PPO & EPO health
insurance
Doctors & Services
Services are obtained from
providers in the HMO or PPO
network.
Services are obtained from providers
who accept the plan
Best suited for…
Tend to work best for Medicare
enrollees looking for comprehensive
coverage through a single network
and not requiring a great deal of
flexibility in provider options.
Tend to work best for Medicare
enrollees looking for greater flexibility
in choosing a provider and who need
flexibility in choosing between doctor
networks
Additional Premiums
May be available for $0 additional
premium
Typically requires additional
premiums
A Division of